The belated investment in small businesses

Let's imagine that you are given a million bucks and ask to spend wisely for a day, without leaving your city. Theoretically, you can spend the same amount. But the mind is unlikely to. Buying apartment - for a day? . Buy a dozen cars? .

Money is like the movement. In this case, the perfect business, where it is zero in the accounts of the technical. How long is a day, so many and out. In reality, of course, is the working capital reserve ( oborotka ) and there's even a whole area a short credit - factoring - when to replenish the working capital of a percentage. But if this is understandable, it is unclear what to do with the money of investors who want to give you a lot at once.

The point of view of the investor or lender is simple - the sooner and the more he will give money, the sooner and more will be paid.

Viewpoint credited business a little bit different - the more accurate and timely will be available, the easier it will be easier to pay for these obligations.

Let's say you need a shipment of 100 thousand. bucks to get a profit of 10 thousand. bucks. You also only have 10 thousand. and you're ready to take another 90 thousand. at 3 % per month. However, the investor provides a loan of 500 thousand. under 2. 5% with a return at maturity. Scenarios:.
- You insist on the direction you want the volume, get a loan, buy the game and implement it within a month. In the end, pay the creditor in 2700, net income 7300.
- You agree to the loan, take a consignment of 500 thousand. And within five months of implementing it (faster time to market is not to consume ). Lender you pay 500 * 0.025 * 5 = 62.5 thousand. Net loss - 12.5 thousand.

You say - a rarity? . Is a common situation.

Now let's see how there is a belated investment. I refer to those entering the business of money when it is already clear that the aid does not help, or in such quantities is not required.

Suppose you are in thought - to open a small chipok or two or three good shop. Costs chipok funny, the cost of stores advertising - a considerable sum. As a result, at the start you make the decision to save and open chipok. Six months later, you realize that chipok lives on the edge of cost and can go into the category of profitable companies only if it increases throughput times in two. However, you forget that attendance Chipka - the value of rigidly bounded above. Infusion followed, but attendance grows by 10-20% and all. The money spent, there is nothing to return.

In my eyes a man in his right mind has invested in a restaurant about 15 - 20m. Of these, he spent much of the equipment and cooks. But decided that at this time and stop and interior planning a girl who had just designed the apartment, waiters were recruited from the street, the room was rented in the street in 3- 4km from the center and an almost complete lack of infrastructure near: no office buildings or parking lots, . The advertising budget was 0.2-0.5% of the total investment. Six months later, it was decided to increase the advertising budget. A year later, the losses amounted to roughly the amount of initial investment and the restaurant was closed.

Almost any project can determine the actual ceiling of. For example, buying a digital machine for mini- printers in the office center. The main subject of marketing - business cards. Profits from the business cards of about 1. 5rub. To earn at least 75 thousand. rub. ( this will ensure profitability of the enterprise), it is necessary to print 50tys. business cards or 500 medium runs. Hard to imagine a situation in which this can happen. As a result, the purchase of such equipment based on the unrealistic volume printing can cost you a decent amount of losses during the year. But this example has nothing to do belated investment. Did you try to start pouring money into ads, hoping to attract customers to the business cards from all over the city.

Idealistic view of the business brings almost all beginners. As a result, damages, losses, frustration. To avoid this, try to be serious and realistic plan for several years. If it is outside your jurisdiction, do the company a minimum order of calculations, which subsequently is (probably) will be sold when you feel ready for something more.

The latest Forbes was a good story about a man who unsuccessfully for several years carried on business in a pair of its fitness clubs. Development was not, debts grew and after a while he sold them at cost price. And it was revealed, involving much larger network of clubs minifitness. If he had not brought enough money, you could do a franchise, but also repeated his story, ending in 2-3 clubs. Now he is the owner of the franchise network of more than 400 clubs and an increase of about 30-50 clubs per month across the country (USA ), and even abroad (Mexico, Canada).

Money is needed when they needed. And in the quantities that you need. In this simple secret of the correct credit. This allows us to calculate the forces and extinguish the loan in a timely manner without sacrificing the pace of development.

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favorites

Dima. RU:. Viewed from the episode, his wife (oh, this new Russian fun to watch once the season ), and she admitted that she was hooked. I thought that it could catch and just hinted that it associates with the heroine. What was true remark, that I must identify myself with Dr. House. Hop! . further.

Through the Internet:. Hosted the workshop Yandex, entitled ... The speakers were mostly representatives of Yandex. Ukraine, including the director of Yandex. Ukraine Sergei Petrenko, the creator of the project SearchEngines. ru. further.

Troy ounce:. Ilya Supporters and Vyacheslav Butusov knew one woman who always went out the window, despite the fact that the house was ten thousand doors. And the fact that it broke to death, it does not stop, she continued to go out such an extreme way. I also know a woman who in life did not accept the trivial ways. Kate is now a little over thirty. further.

Troy ounce:. Sanya or, as he imagined all the girls, Alex was a typical boy - majeure, his father - a successful businessman, not noticing how much my son spends. He attended the best university town, went to the most expensive cars and a VIP- person in all the elite clubs in the city. He did not think of those people whose parents earned less than his dad. further.

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To clean up the image archives - just

The company ' Escape ' has released a specialized system JPArch, designed for archiving images and the formation of collections of images on specific topics. Based on her description, a system originally designed for the media, can greatly facilitate the work of completing the content of sites with a large number of headings.

Says the company, the principle of operation of the system is very simple - when you move the images to the archive file is assigned a unique name, the file is recorded in the catalog showing and describing the image folder that contains all the necessary parameters to search for.

Archives can be stored on a hard drive or on external media. To facilitate the search in the archive, in the second case on the computer or server resides catalog preview image archive, running CUBD Cache.

The system was JPArch trial operation in publishing houses in Moscow, received a lot of positive feedback. In the near future as the development of ' lite ' version of the system. The cost of the current version - 125 000 rubles.

As I was doing social media

Later it turned out that he was not the first, but he quickly passed the first position under the pressure of my site. At first site it was only possible to register and put pictures. Then add a forum. As a result, the entire office, all 20 people regnulis by a dick on the site, and even chatted for a while. But enough of the people a bit later, but I continued to talk on the forum himself, pereloginivayas. It was a real brain -drying. But I survived, and began to live his life forum.

Then I realized that these things live by human - acceptor. Those who do nothing, and people trying to get some preferences in the new environment, get some kind of status, or just have fun. I was very lucky that almost at the start of the project has received several of these people. They became the nucleus of the audience, around which was a constant increase gradually but silent, communicating only in private audience.

Then he added to the site diaries, to publish his poems and stories, add-on modules, allowing to play and socialize. The number of people grew and at one point reached 500, and the peak was around 1000. All this led to what is on my personal project to work almost 90% of the total capacity of hosting the studio. One day, I have a script during the download server and hung for three days until we huyami wing host, the site hung half- twisted. But thanks to an unprecedented load could replace a number of hosts and go to the GVA, that the studio was just a technological breakthrough.

As soon as people became more or less active, so just have a desire to meet. First realovka already collected six. It was winter in the Japanese restaurant, all came too late, but then a few hours, we drank and ate something, have fun communicating. Then there were several natural meeting, after which the idea of ​​celebrating the birthday of the site.

It seems that people are still celebrating their, but I do not go. But the first three days have passed with large scale. The biggest was the third anniversary of the site. Then we rented an outdoor cafe for 120 people and nearly walked till morning. I drank so that the first time fell into a fragmented state, a few people at loggerheads, the girls bathed in the clothes in the pool, someone broke the glasses, but someone drowned cell phone. So it was something to remember.

The next day the site was more modest. I noticed signs of waning interest in the site: part of acceptors grew chat online and went into the real, or to other sites. I myself was too busy with business and survival. The new audience fastened bad - in the city offices have introduced filtering by site name, city portal has gained strength and pulled part of the audience, the elderly have become more passive. The site has slowly dying.

Today, there is stagnation. The people there, talking, even a new people. But for several years now the site is not growing and more serves as a platform for the trust links than for running their own ideas of Communications.

However, on this site, I met lots of interesting people. Some of them have become my clients, and some - just friends, some we still maintain a good relationship.

On this site I have debugged a lot of ideas and is now on the improved version of the project works of one of my clients. The message system is still working on all my projects, where there is lichku. Web messenger was a separate product. I learned how to skillfully make almost any scripts to work with SMS payments.

This site is brought and a little money. Not so this project has become economically feasible, but enough to keep him interested for a long time.

At one time, the project served as my business card, I just have not had so many personal projects in the portfolio. People called me a ' simpler ' sites. Including a completely unfamiliar to me. They just advised me to. Or found yourself.

I 've read personal correspondence? . It was fun. And then apdeyte version even rule out this possibility from the admin area so as not to be tempted. Probably very few people believed that I was not reading, but for some reason there is such a fad. Similarly, I do not read what they write babloruby in PM at the club. How would I do not care. In a sense, this is also the legacy of working with such a project.

And, of course, all this social engineering made ​​it possible in a short time to make and run the club. Actually, I have, and it was - just give it an audience ready for a mechanism for communication and transactions. I tried to take into account its previous shortcomings and allow the club to grow and not stagnate, or Forest of dying. The club anarchy, from time to time my intermittent tyranny. It is hard to say what the club can not - as if there is no prohibition. Just try to treat each other as would like them to treat us. Not everybody likes it, and to restrain impulses of such a mass is almost unreal, but smoothes out the peaks and the time of the peaks, and the atmosphere is returned to its previous level.

I'm not going to paint all the charm of the existence of the club, but now half of my cases revolve around him anyway. This remote workers, which I found in the club. And the deals that are held regularly at the club. And an internal billing system to track debt and services. And file sharing, and socket on which I watch their projects. And news of affiliate programs that drags the children themselves. And the discussion, which even for me, the maniac news, discover something unknown.

The root system is the point of social contact. Moreover, the more forms of communication, the better. Forum and lichku quickly exhaust themselves. Further work should be included in the evaluation system of internal behavior, specialized communication system (for example, a system of trading ), the system input-output means and the electronic equivalent of cash. Somehow people tend to build up the network the same pattern of behavior, as in life - only the ' best '. They equip your home - a reputation. They improve their capabilities and become moderator or passing on the charge profile. They create a social circle. And the closer the model is built to their feelings, the longer they will use such a system.

Building such a system - a long and dreary. Invest in the engine - change. The real problems start after launching and debugging of usability. When you have every day for 4-5 hours without straightening trying to do to improve, monitor and implement. You and a dictator, and the creator, and sharpie. You have to be one in all roles. But over time it is returned a hundredfold.

How to create a system that will want to go? . It is not easy, but every day to hold it. Even if today you are a. If you are interested in one thing - imagine how it will be interesting when you become two, three, one hundred.

I've been thinking of opening a club for girls seo. The ten invited observation sites for men, which the girls will choose themselves. Or no guys. Or something like that. Do you think he went off?. ).

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Sale Friday

If we go somewhere on your recommendation - that you win and get in exchange for prepayd 300r. and an invite to the club.

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The results of last Friday: Wedding put under pressure from the public Seorayteru, for I am like everyone else gets the prize of a full knowall ( invite e-book ) and simply invites - dilettante and fruit, for control and procurement - Chamonix. Prize money can be optionally pick in exchange for prepaydom 300r. For golosovalnuyu Friday gets the prize Iteks. To get the prize write masterxbablorub @ gmail. com.

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Return guards today we have in store for me should refer to the blogger you are already bored. Kuzin. and not at all boring. Roma. Uvazhte guys with their attention.

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A detailed review of the Dark Knight

Today I'm at a seminar

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RBC announced its first children's social network

September 18 will open the portal Tvidi. ru - the first children's social network in RuNet, a joint project of the Russian company RBC and Israeli companies Tweegee.

The purpose of Tvidi. ru - to become the largest children's media project in Russia. The site Tvidi. ru has created a unique environment for child development. Children can play in online games, chat, keep a diary, post photos and videos, find new friends, build virtual worlds. Special tools are adapted for children, the child can easily make your own website. As far as the site for children interested in Tweedy. py, tell the children - the main speakers of the press conference Tweedy. py.

And adults, and representatives of RBC Tweegee talk about how to create developmental and secure online environment for children. And about what the business model laid the foundation of the project. After all, investment in Tvidi. ru amount to 6 million. USD.

Another cool start-up to the Ukrainian approach:)